Our NEW cutting edge-sharing platform is a unique and powerful tool that centers on Member-to-Member Sharing and provides increased security and transparency.
Part of your transition to Select+ will include creating a Medical Cost Sharing Bank Account. This is a very easy process that will be done within our enrollment platform in a matter of minutes.
This document has helpful tips for the enrollment process. For example, which browser is recommended, the protocol for experiencing issues when opening the MCS bank account, and more.
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Below are links to additional resources related to SELECT+.
The membership contribution is the monthly amount contributed to the Sedera Medical Cost Sharing Community for sharing Needs. The rate is determined by the Member’s age, their elected IUA and the number of Members included in the membership.
Discounts are awarded to Members who are pairing products with their Sedera Membership that have been vetted and proven to save the Community money. Direct Primary Care memberships will be awarded a 14.5% discount off of the Medical Cost Sharing portion of the monthly contribution amount, Co-pay Minimum Essential Coverage plans will be awarded 7.25% discount. Proof of participation in paired products that warrant a discount will be requested.
Yes. Our enrollment platform is optimized for Chrome, Safari and Firefox. If multiple Members are using the same computer, please make sure to either clear the cache, cookies and any autofills between Member enrollments or have each Member use an incognito browser tab. Otherwise, information sent to the bank may get corrupted and the Member will not be able to complete their enrollment.
Each Member will receive an email containing specific instructions on how to upgrade their membership.
Sedera wants to make sharing funds for Community Needs as seamless as possible. Providing the banking account during enrollment ensures we can expedite sharing when there is a Need. When Members have a qualified Need, Sedera will push shared funds through their Individual Medical Cost Sharing Account to their personal banking account.
Members will keep their Medical Cost Sharing Account open for a period of 12 months following the end of their membership. At the end of the 12 months, if there are any funds remaining, those funds will be reimbursed to the Member.
The money deposited into the Medical Cost Sharing account is for the benefit of Community and Members cannot access the contributions made into the Medical Cost Sharing bank account for the duration of the membership. Any funds that are shared with the Member will be transferred from their Medical Cost sharing account to their personal checking account.
With Sedera’s new enrollment platform, Members will share their medical expenses directly with other Members. The new bank account is specifically for sharing – both what Members are contributing to the eligible Needs within the Community and what the Community will share when Members have an eligible Need.
As a non-profit organization, the Sedera Medical Cost Sharing Community is solely focused on serving Members and carrying out our community-centric mission. Through this new organization, the Community is able to better define and serve our membership of like-minded individuals and encourage Members to be active and engaged participants in their healthcare decision making. Together, we are tapping the power of community to create a new normal in healthcare that is high-quality, human, and transparent.
During the renewal process, Members are transferring their membership to our non-profit Sedera Medical Cost Sharing Community. The Ethical Beliefs and Commitments are unique to the non-profit.
DISCLAIMER: Savings and pricing may vary depending on the Membership Level and other Membership options selected.
*This product is not operated, serviced, or maintained by Sedera. SEDERA MAKES NO WARRANTY REGARDING THE WEBSITES, RESOURCES, MATERIALS, PRODUCTS, TRANSACTIONS, AND SERVICES PROVIDED BY THIRD PARTIES. Sedera makes no representations or warranties that every or all memberships include any add-on/additional product(s).
Note: Sedera, Inc. Is not an insurance company and the Sedera medical cost sharing membership is not issued or offered by an insurance company. While every effort is made to meet member’s medical needs, Sedera, Inc. And the Sedera medical cost sharing community do not guarantee payment of any medical expense.
Note: Sedera medical cost sharing community membership is not and should never be considered to be or to be like a group insurance policy or an individual insurance policy. The Sedera medical cost sharing community and/or Sedera, Inc. Are not insurance companies and the Sedera medical cost sharing membership is not issued or offered by an insurance company. You as the member remain liable for your unpaid medical expenses and do not have any legal right to seek reimbursement or indemnification for any such expenses from the Sedera medical cost sharing community and/or Sedera, Inc. Or any other member or household.